HOMEOWNERS INSURANCE

Saving Florida Residence with great rates and coverage

GREAT SAVINGS ARE WAITING FOR YOU!

Saving Florida Residence with great rates and coverage

GET YOUR FREE QUOTE!

Learn About Available Discounts!

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New Homeowners

Protect your investment and your family

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Adequately Insured?

Do you know if you have the correct amount of coverage for you home?

Insuring Florida Residents is a service we’ve been providing for years. Our process is streamlined and a pleasant customer experience

Your home is likely one of your most valuable assets, and protecting it is important. At InsurIt, we offer a range of home insurance options to suit your specific needs and budget.

Our policies provide coverage for a variety of situations, including fires, storms, and burglaries. We also offer additional coverage options, such as flood insurance and personal liability protection, to give you even more peace of mind.

But we don’t just offer comprehensive coverage – we also prioritize customer service. Our team of experienced agents is here to answer your questions and help you find the policy that’s right for you. We even offer online tools and resources to make the process of finding and purchasing home insurance as convenient as possible.

At InsurIt, we’re committed to helping you protect your home and everything in it. Contact us today to learn more about our home insurance options and to get a quote.

Insure Your Home and Your Family

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Eligable Discounts

Find out what safety features can help lower your insurance premium

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Compare Carrier Quotes

We’ll do the work of looking up rates from available carriers and give you all the options to make the best selection that works for you

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Licensed & Experienced Agents

Our agents are trained and ready to help answer all of your questions. Available day or night, weekdays and weekends to serve you

Frequently Asked Questions

What is homeowners insurance?

Homeowners insurance is a type of insurance that provides financial protection for your home and personal property in the event of damages or losses. It can also provide liability coverage in the event that someone is injured on your property or if you are held responsible for damages to another person’s property.

Why do I need homeowners insurance?

Homeowners insurance is important because it can help to cover the cost of repairs or replacements for your home and personal property in the event of damages or losses. It can also provide financial protection in the event that you are held liable for damages or injuries to others.

How much homeowners insurance do I need?

The amount of homeowners insurance you need will depend on the value of your home and personal property, as well as your specific needs. It’s generally recommended to have a policy that provides at least 80% of the replacement cost of your home and enough personal property coverage to cover the value of your possessions. However, you may want to consider a higher amount of coverage if you have more valuable possessions or higher potential liability.

How do I choose the right homeowners insurance policy?

There are several factors to consider when choosing a homeowners insurance policy, including the value of your home and personal property, your liability needs, and your budget. It’s important to compare policies from different insurance providers and consider factors such as deductibles, coverage limits, and exclusions. It’s also a good idea to work with a licensed insurance agent or broker to help you choose the right policy for your needs.

Can I still get homeowners insurance if I have a poor credit score?

It is possible to obtain homeowners insurance even if you have a poor credit score, but it may be more expensive or require additional underwriting. Insurance companies may consider your credit score when determining premiums, as it can be an indicator of your financial responsibility. However, other factors, such as the value of your home and your insurance history, may also be considered. It’s important to be honest with your insurance company about your credit score, as failure to disclose this information could result in the denial of a claim.

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